Consumer Help
Car Insurance before an Accident
What should you do to prepare for a car accident? How should you prepare for your car insurance company?
Car insurance companies can be difficult to work with so it helps to be prepared. While no one plans to have a car accident, there are a few steps you can take to help you navigate the car insurance process.
1. Carry your driver’s license and car insurance card on you at all times. You should also place an additional car insurance card in your car just in case you are not driving. The police officer at the scene of the accident will require both of these.
2. Carry your car insurance carrier’s contact information in case it is needed.
3. Place an emergency first aid kit in your trunk just in case you can use it before paramedics arrive.
4. In your glove compartment, it may be beneficial to have road flares. I know this sounds useless but in the rare event you wreck into a ditch at night, you may be able to signal for help with flares.
5. Don’t forget the most important item, a cell phone.
6. If your cell phone does not have a camera, you will need a disposable camera. Pictures will help you prove it was not your fault to the car insurance company. The car insurance company can’t visualize the car accident like you can.
This list isn’t all encompassing but should be the basics to help you work with your car insurance company.